Online Banking and E-Commerce: Terms and Definitions
Access to information and entertainment, credit and financial services and products across the world is bigger than previous generations could never have imagined. Thank you to the Internet, consumers can order products, download games and music, or conduct online banking 24 hours a day.
However, the downside, the Internet and online predators, hackers and identity thieves access to personal computers, information, finance and much more. The Federal Trade Commission, there are millions of victims of identity theft each year. It is often difficult to know how a victim of thieves to obtain personal information, but cases of identity theft often begins online, where the stolen data.
The following is a glossary of technical terms used except under the direction of the Federal Trade Commission to educate consumers on various software and computer fraud to steal and protect individuals against identity theft:
For Anti-Virus Software
Send to protect PCs against viruses that can destroy data, cause slow performance of a computer crash or possibly even spamming e-mails with a private account.
Bizopps
Abbreviation for “business opportunity” Some schemes involve extravagant and unfounded earnings – and the benefits are actually fraudulent activities.
Top Browser Jacker
A common spyware program that you change the web page automatically, even if the change of ownership back.
CAN-SPAM Act
A law that senders of unsolicited commercial e-mail is forbidden to use false or misleading or deceptive subject lines and header requires they identify each email as an advertisement, among other provisions.
Download
To copy files from one computer to another on a Web page or other elements of a Web browser.
Drive-by downloads
Software that installs on a computer without the owner if he or she has visited certain Web pages. To avoid drive-by downloads, make sure the operating system and browser updated regularly.
Coding
The encryption of data into a secret code that only the software is adapted to read information to decode.
Retail (EULA)
A claimant is legally speaking. An end user “can” click “to accept the downloading of software may be required.
Exposure
For more sensitive information, is someone who has published without permission.
Filter
Software that screens information broken down on Internet content and allows the user to block certain types of content.
Firewall
Hardware or software that hackers with a personal computer to obtain personal information to send help without authorization.
Hacker
Someone who uses the Internet to access computers without authorization.
Hidden dialers
Programs that the user may unknowingly download a computer to dial telephone calls silently expensive, see below, except the phone bill.
IP Address
A computer “address”, which consists of a series of numbers separated by dots.
Keystroke Logger
A device or program that every keystroke typed on a computer some files.
Malware
Criminals sometimes use malware such as viruses and spyware to enter a personal computer. Once there, the crime data to steal, commit spam, fraud and
Online Profiling
Gathering information on consumer preferences and interests by creating tracking movements and actions to target online ads.
Personal information
Information that can identify someone, such as banking and credit card numbers, income, social security number or name, address and telephone
Phishing
An Internet fraudsters who send fraud scope or pop-up messages for personal information of unsuspecting victims to attract included.
Spam Zombies
Home computers taken over by spammers, and then use it for spam so that the true origin taken to steer hides.
Spam
Unsolicited commercial email, often sent in bulk qualities.
Spyware
software that can be installed without the PC owner’s permission to check his tongue, send ads pop-up will lead you to the computer to certain websites or record keyboard input, which could lead to theft identity.
Trojan
Programs that, when installed on a computer so that unauthorized access to it and sometimes to send spam.
Virus
A computer program on a go – often through an attachment – and then a copy of itself, easily available in stores.
Wi-Fi Protected Access (WPA)
A security protocol developed to fix the weaknesses of WEP. The figures and to wireless devices in a network.
Worm
A program that reproduces itself over a network and can use resources and possibly shutting down the system.
With consciousness as a safety net, computer users, online banking or other activities that require the use of personal information, the risk of identity theft are minimized. Vigilance is needed when it comes to protecting personal data, a computer, and even themselves.
